{"id":7148,"date":"2024-06-02T13:44:28","date_gmt":"2024-06-02T13:44:28","guid":{"rendered":"https:\/\/ahmedazirar.com\/?post_type=portfolio&#038;p=7148"},"modified":"2024-06-02T13:59:54","modified_gmt":"2024-06-02T13:59:54","slug":"le-cash-reste-attractif-au-maroc","status":"publish","type":"portfolio","link":"https:\/\/ahmedazirar.com\/fr\/projects\/le-cash-reste-attractif-au-maroc\/","title":{"rendered":"Le cash reste attractif au Maroc"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"7148\" class=\"elementor elementor-7148\" data-elementor-post-type=\"portfolio\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-f4ae48c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f4ae48c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-67057e1\" data-id=\"67057e1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-587ae39 elementor-widget elementor-widget-post-info\" data-id=\"587ae39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-8e6bafb elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-calendar\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>juin 2, 2024<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa4e6b2 elementor-widget elementor-widget-heading\" data-id=\"aa4e6b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Le cash reste attractif au Maroc\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-d9994f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d9994f2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b10262\" data-id=\"2b10262\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a33735 elementor-widget elementor-widget-image\" data-id=\"5a33735\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/ahmedazirar.com\/wp-content\/uploads\/2024\/06\/Le-cash-reste-attractif-au-Maroc.webp\" class=\"attachment-full size-full wp-image-7150\" alt=\"Le cash reste attractif au Maroc\" srcset=\"https:\/\/ahmedazirar.com\/wp-content\/uploads\/2024\/06\/Le-cash-reste-attractif-au-Maroc.webp 1000w, https:\/\/ahmedazirar.com\/wp-content\/uploads\/2024\/06\/Le-cash-reste-attractif-au-Maroc-300x180.webp 300w, https:\/\/ahmedazirar.com\/wp-content\/uploads\/2024\/06\/Le-cash-reste-attractif-au-Maroc-768x461.webp 768w, https:\/\/ahmedazirar.com\/wp-content\/uploads\/2024\/06\/Le-cash-reste-attractif-au-Maroc-18x12.webp 18w, https:\/\/ahmedazirar.com\/wp-content\/uploads\/2024\/06\/Le-cash-reste-attractif-au-Maroc-600x360.webp 600w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-3e9c7ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e9c7ba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-85c3e01\" data-id=\"85c3e01\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13f5175 elementor-widget elementor-widget-text-editor\" data-id=\"13f5175\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Selon des sources de presse, le Directeur G\u00e9n\u00e9ral de Bank Al-Maghrib a, dans une allocution sur l\u2019utilisation des paiements num\u00e9riques faite au GITEX AFRICA 2024, soulign\u00e9 que \u00ab&nbsp;la modernisation des paiements a \u00e9t\u00e9 favoris\u00e9e par les nouvelles technologies telles que le QR code, la technologie NFC (Near-Field-Communication), la tokenisation des donn\u00e9es et la biom\u00e9trie&nbsp;\u00bb.&nbsp;<\/p><p>\u201cGlobalement, les comportements de paiement d\u2019une bonne partie de la population marocaine sont en train de changer, puisque les paiements num\u00e9riques, apr\u00e8s avoir enregistr\u00e9 une croissance annuelle moyenne de 13% en volume sur la p\u00e9riode 2016- 2019, s\u2019est acc\u00e9l\u00e9r\u00e9e durant les derni\u00e8res ann\u00e9es \u00e0 19%, soit un niveau plus \u00e9lev\u00e9 que celui de la moyenne mondiale qui est de l\u2019ordre de 13%\u201d, a precise le Directeur G\u00e9n\u00e9ral de Bank Al-Maghrib .<\/p><p>Aussi, \u00ab&nbsp;L\u2019autre tendance remarquable observ\u00e9e est la baisse de la part des ch\u00e8ques dans les paiements qui est pass\u00e9e, en 10 ans, de 40% \u00e0 6%, au profit du virement et de la carte bancaire dont les parts se sont hiss\u00e9es respectivement \u00e0 45% et 34%.<\/p><p>Malgr\u00e9 ces \u00e9volutions prometteuses, la majorit\u00e9 des marocains continue \u00e0 privil\u00e9gier le cash dans les paiements comme le font ressortir les enqu\u00eates et donn\u00e9es statistiques de Bank Al-Maghrib. Ainsi, le taux d\u2019activation du paiement mobile reste limit\u00e9 \u00e0 10% et l\u2019usage des cartes bancaires pour les transactions num\u00e9riques, bien qu\u2019en progression, ne d\u00e9passe pas 30%. Le cash demeure r\u00e9silient et plus comp\u00e9titif que les moyens de paiement num\u00e9rique du fait de ses attributs tel que l\u2019anonymat et la gratuit\u00e9\u201d, a fait savoir le Directeur G\u00e9n\u00e9ral de Bank Al-Maghrib.&nbsp;<\/p><p>Soulignons que ce qui est remarquable c\u2019est que meme certains services de l\u2019Etat, y compris des perceptions, exigent le paiement en cash, refusant les cheques hors place et les cartes bancaires.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>La mort accidentelle (ou pas?) de Raissi, le pr\u00e9sident iranien, ainsi &#8230; <a class=\"cz_readmore cz_readmore_no_icon\" href=\"https:\/\/ahmedazirar.com\/fr\/projects\/le-cash-reste-attractif-au-maroc\/\"><span>Lire plus<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":7150,"comment_status":"open","ping_status":"closed","template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false},"portfolio_cat":[42],"portfolio_tags":[],"class_list":["post-7148","portfolio","type-portfolio","status-publish","format-standard","has-post-thumbnail","hentry","portfolio_cat-chroniques-et-tribunes"],"_links":{"self":[{"href":"https:\/\/ahmedazirar.com\/fr\/wp-json\/wp\/v2\/portfolio\/7148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ahmedazirar.com\/fr\/wp-json\/wp\/v2\/portfolio"}],"about":[{"href":"https:\/\/ahmedazirar.com\/fr\/wp-json\/wp\/v2\/types\/portfolio"}],"author":[{"embeddable":true,"href":"https:\/\/ahmedazirar.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ahmedazirar.com\/fr\/wp-json\/wp\/v2\/comments?post=7148"}],"version-history":[{"count":5,"href":"https:\/\/ahmedazirar.com\/fr\/wp-json\/wp\/v2\/portfolio\/7148\/revisions"}],"predecessor-version":[{"id":7154,"href":"https:\/\/ahmedazirar.com\/fr\/wp-json\/wp\/v2\/portfolio\/7148\/revisions\/7154"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ahmedazirar.com\/fr\/wp-json\/wp\/v2\/media\/7150"}],"wp:attachment":[{"href":"https:\/\/ahmedazirar.com\/fr\/wp-json\/wp\/v2\/media?parent=7148"}],"wp:term":[{"taxonomy":"portfolio_cat","embeddable":true,"href":"https:\/\/ahmedazirar.com\/fr\/wp-json\/wp\/v2\/portfolio_cat?post=7148"},{"taxonomy":"portfolio_tags","embeddable":true,"href":"https:\/\/ahmedazirar.com\/fr\/wp-json\/wp\/v2\/portfolio_tags?post=7148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}